Risk Management and Insurance

  1. Personal Insurance Lines
    1. Life Insurance
      1. Term Life Insurance
        1. Level Term
          1. Decreasing Term
            1. Increasing Term
              1. Renewable Term
                1. Convertible Term
                2. Permanent Life Insurance
                  1. Whole Life Insurance
                    1. Ordinary Life
                      1. Limited Payment Life
                        1. Single Premium Life
                        2. Universal Life Insurance
                          1. Flexible Premiums
                            1. Adjustable Death Benefits
                              1. Cash Value Growth
                              2. Variable Life Insurance
                                1. Investment Options
                                  1. Risk Considerations
                                  2. Variable Universal Life
                                  3. Specialized Life Products
                                    1. Group Life Insurance
                                      1. Credit Life Insurance
                                        1. Industrial Life Insurance
                                        2. Life Insurance Policy Provisions
                                          1. Standard Provisions
                                            1. Dividend Options
                                              1. Settlement Options
                                                1. Policy Loans
                                                  1. Nonforfeiture Options
                                                2. Health Insurance
                                                  1. Medical Expense Insurance
                                                    1. Basic Medical Expense
                                                      1. Major Medical Insurance
                                                        1. Comprehensive Medical Plans
                                                        2. Managed Care Plans
                                                          1. Health Maintenance Organizations
                                                            1. Staff Model
                                                              1. Group Model
                                                                1. Network Model
                                                                  1. Independent Practice Association
                                                                  2. Preferred Provider Organizations
                                                                    1. Point of Service Plans
                                                                      1. Exclusive Provider Organizations
                                                                      2. Disability Income Insurance
                                                                        1. Short-Term Disability
                                                                          1. Long-Term Disability
                                                                            1. Definitions of Disability
                                                                              1. Own Occupation
                                                                                1. Any Occupation
                                                                                  1. Modified Own Occupation
                                                                                  2. Benefit Provisions
                                                                                    1. Exclusions and Limitations
                                                                                    2. Long-Term Care Insurance
                                                                                      1. Activities of Daily Living
                                                                                        1. Benefit Triggers
                                                                                          1. Benefit Periods
                                                                                            1. Elimination Periods
                                                                                            2. Supplemental Health Insurance
                                                                                              1. Dental Insurance
                                                                                                1. Vision Insurance
                                                                                                  1. Critical Illness Insurance
                                                                                                    1. Hospital Indemnity Insurance
                                                                                                  2. Homeowners Insurance
                                                                                                    1. Property Coverages
                                                                                                      1. Coverage A: Dwelling
                                                                                                        1. Coverage B: Other Structures
                                                                                                          1. Coverage C: Personal Property
                                                                                                            1. Coverage D: Loss of Use
                                                                                                            2. Liability Coverages
                                                                                                              1. Coverage E: Personal Liability
                                                                                                                1. Coverage F: Medical Payments to Others
                                                                                                                2. Policy Forms
                                                                                                                  1. HO-1: Basic Form
                                                                                                                    1. HO-2: Broad Form
                                                                                                                      1. HO-3: Special Form
                                                                                                                        1. HO-4: Contents Broad Form
                                                                                                                          1. HO-5: Comprehensive Form
                                                                                                                            1. HO-6: Unit-Owners Form
                                                                                                                              1. HO-8: Modified Coverage Form
                                                                                                                              2. Additional Coverages
                                                                                                                                1. Coverage Extensions
                                                                                                                                  1. Exclusions
                                                                                                                                    1. Conditions
                                                                                                                                      1. Endorsements
                                                                                                                                      2. Personal Auto Policy
                                                                                                                                        1. Part A: Liability Coverage
                                                                                                                                          1. Bodily Injury Liability
                                                                                                                                            1. Property Damage Liability
                                                                                                                                              1. Supplementary Payments
                                                                                                                                              2. Part B: Medical Payments Coverage
                                                                                                                                                1. Part C: Uninsured Motorists Coverage
                                                                                                                                                  1. Bodily Injury Coverage
                                                                                                                                                    1. Property Damage Coverage
                                                                                                                                                      1. Underinsured Motorists Coverage
                                                                                                                                                      2. Part D: Coverage for Damage to Your Auto
                                                                                                                                                        1. Collision Coverage
                                                                                                                                                          1. Other Than Collision Coverage
                                                                                                                                                          2. Policy Definitions
                                                                                                                                                            1. General Provisions
                                                                                                                                                              1. Duties After an Accident or Loss
                                                                                                                                                              2. Personal Umbrella Policy
                                                                                                                                                                1. Excess Liability Coverage
                                                                                                                                                                  1. Underlying Insurance Requirements
                                                                                                                                                                    1. Coverage Triggers
                                                                                                                                                                      1. Exclusions
                                                                                                                                                                        1. Self-Insured Retention

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                                                                                                                                                                      6. Commercial Insurance Lines

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                                                                                                                                                                      8. Insurance Industry Structure and Operations