Risk Management and Insurance

  1. Commercial Insurance Lines
    1. Commercial Property Insurance
      1. Building and Personal Property Coverage
        1. Covered Property
          1. Buildings
            1. Business Personal Property
              1. Personal Property of Others
              2. Property Not Covered
                1. Additional Coverages
                  1. Coverage Extensions
                  2. Causes of Loss Forms
                    1. Basic Form Perils
                      1. Fire
                        1. Lightning
                          1. Explosion
                            1. Windstorm and Hail
                              1. Smoke
                                1. Aircraft or Vehicles
                                  1. Riot or Civil Commotion
                                    1. Vandalism
                                      1. Sprinkler Leakage
                                        1. Sinkhole Collapse
                                          1. Volcanic Action
                                          2. Broad Form Additions
                                            1. Falling Objects
                                              1. Weight of Snow
                                                1. Water Damage
                                                2. Special Form Coverage
                                                  1. All Risk Approach
                                                    1. Exclusions-Based Coverage
                                                      1. Open Perils Concept
                                                    2. Business Income Insurance
                                                      1. Coverage Triggers
                                                        1. Period of Restoration
                                                          1. Actual Loss Sustained
                                                            1. Extra Expense Coverage
                                                              1. Extended Business Income
                                                                1. Civil Authority Coverage
                                                                2. Equipment Breakdown Insurance
                                                                  1. Inland Marine Insurance
                                                                    1. Contractors Equipment
                                                                      1. Commercial Articles
                                                                        1. Bailees Coverage
                                                                      2. Commercial General Liability Insurance
                                                                        1. Coverage A: Bodily Injury and Property Damage
                                                                          1. Occurrence Definition
                                                                            1. Coverage Territory
                                                                              1. Who Is an Insured
                                                                                1. Exclusions
                                                                                  1. Expected or Intended Injury
                                                                                    1. Contractual Liability
                                                                                      1. Liquor Liability
                                                                                        1. Workers Compensation
                                                                                          1. Employer Liability
                                                                                            1. Pollution
                                                                                              1. Aircraft and Watercraft
                                                                                                1. Mobile Equipment
                                                                                                  1. War
                                                                                                    1. Damage to Property
                                                                                                      1. Damage to Your Product
                                                                                                        1. Damage to Your Work
                                                                                                          1. Damage to Impaired Property
                                                                                                            1. Recall of Products
                                                                                                          2. Coverage B: Personal and Advertising Injury
                                                                                                            1. False Arrest
                                                                                                              1. Malicious Prosecution
                                                                                                                1. Wrongful Eviction
                                                                                                                  1. Oral or Written Publication
                                                                                                                    1. Advertising Injury
                                                                                                                    2. Coverage C: Medical Payments
                                                                                                                      1. No-Fault Coverage
                                                                                                                        1. Immediate Medical Expenses
                                                                                                                          1. Coverage Limitations
                                                                                                                          2. Policy Periods and Triggers
                                                                                                                            1. Occurrence Policies
                                                                                                                              1. Claims-Made Policies
                                                                                                                                1. Retroactive Date
                                                                                                                                  1. Extended Reporting Periods
                                                                                                                                2. Workers Compensation Insurance
                                                                                                                                  1. Statutory Benefits
                                                                                                                                    1. Medical Benefits
                                                                                                                                      1. Disability Benefits
                                                                                                                                        1. Temporary Total Disability
                                                                                                                                          1. Temporary Partial Disability
                                                                                                                                            1. Permanent Total Disability
                                                                                                                                              1. Permanent Partial Disability
                                                                                                                                              2. Death Benefits
                                                                                                                                                1. Rehabilitation Benefits
                                                                                                                                                2. Employers Liability Coverage
                                                                                                                                                  1. Coverage A: Bodily Injury by Accident
                                                                                                                                                    1. Coverage B: Bodily Injury by Disease
                                                                                                                                                      1. Coverage C: Bodily Injury by Disease Policy Aggregate
                                                                                                                                                      2. Experience Rating
                                                                                                                                                        1. Classifications and Rates
                                                                                                                                                        2. Commercial Auto Insurance
                                                                                                                                                          1. Covered Autos Designation
                                                                                                                                                            1. Owned Autos
                                                                                                                                                              1. Hired Autos
                                                                                                                                                                1. Non-Owned Autos
                                                                                                                                                                2. Liability Coverage
                                                                                                                                                                  1. Bodily Injury Liability
                                                                                                                                                                    1. Property Damage Liability
                                                                                                                                                                      1. Coverage Extensions
                                                                                                                                                                      2. Physical Damage Coverage
                                                                                                                                                                        1. Comprehensive Coverage
                                                                                                                                                                          1. Collision Coverage
                                                                                                                                                                            1. Specified Causes of Loss
                                                                                                                                                                            2. Medical Payments Coverage
                                                                                                                                                                              1. Uninsured Motorists Coverage
                                                                                                                                                                                1. Personal Injury Protection
                                                                                                                                                                                2. Professional Liability Insurance
                                                                                                                                                                                  1. Errors and Omissions Coverage
                                                                                                                                                                                    1. Professional Services Definition
                                                                                                                                                                                      1. Claims-Made Coverage
                                                                                                                                                                                        1. Prior Acts Coverage
                                                                                                                                                                                          1. Defense Costs
                                                                                                                                                                                            1. Common Exclusions
                                                                                                                                                                                            2. Directors and Officers Liability
                                                                                                                                                                                              1. Side A Coverage
                                                                                                                                                                                                1. Side B Coverage
                                                                                                                                                                                                  1. Side C Coverage
                                                                                                                                                                                                    1. Employment Practices Liability
                                                                                                                                                                                                      1. Fiduciary Liability
                                                                                                                                                                                                      2. Cyber Liability Insurance
                                                                                                                                                                                                        1. First-Party Coverages
                                                                                                                                                                                                          1. Data Recovery
                                                                                                                                                                                                            1. Business Interruption
                                                                                                                                                                                                              1. Cyber Extortion
                                                                                                                                                                                                                1. Notification Costs
                                                                                                                                                                                                                2. Third-Party Coverages
                                                                                                                                                                                                                  1. Privacy Liability
                                                                                                                                                                                                                    1. Network Security Liability
                                                                                                                                                                                                                      1. Regulatory Fines
                                                                                                                                                                                                                      2. Emerging Cyber Risks