Money and Banking

  1. Financial Regulation and Stability
    1. Rationale for Financial Regulation
      1. Market Failures
        1. Information Asymmetries
          1. Externalities
            1. Market Power
            2. Systemic Risk
              1. Interconnectedness
                1. Contagion Mechanisms
                  1. Too-Big-to-Fail
                  2. Consumer Protection
                    1. Disclosure Requirements
                      1. Fair Lending Practices
                        1. Deposit Insurance
                        2. Monetary Policy Implementation
                          1. Payment System Integrity
                            1. Transmission Mechanism
                          2. Types of Financial Regulation
                            1. Prudential Regulation
                              1. Capital Requirements
                                1. Risk-Based Capital
                                  1. Leverage Ratios
                                    1. Capital Buffers
                                    2. Liquidity Requirements
                                      1. Liquidity Coverage Ratio
                                        1. Net Stable Funding Ratio
                                        2. Asset Quality Standards
                                          1. Loan Classification
                                            1. Provisioning Requirements
                                          2. Conduct Regulation
                                            1. Consumer Protection Laws
                                              1. Anti-Money Laundering
                                                1. Know Your Customer Rules
                                                  1. Fair Trading Practices
                                                  2. Structural Regulation
                                                    1. Activity Restrictions
                                                      1. Geographic Restrictions
                                                        1. Ownership Restrictions
                                                          1. Ring-Fencing
                                                        2. Basel Accords
                                                          1. Basel I
                                                            1. Risk-Weighted Assets
                                                              1. Minimum Capital Ratios
                                                                1. Implementation Challenges
                                                                2. Basel II
                                                                  1. Three Pillars
                                                                    1. Minimum Capital Requirements
                                                                      1. Supervisory Review
                                                                        1. Market Discipline
                                                                        2. Internal Ratings-Based Approach
                                                                          1. Operational Risk
                                                                          2. Basel III
                                                                            1. Enhanced Capital Requirements
                                                                              1. Liquidity Standards
                                                                                1. Leverage Ratio
                                                                                  1. Systemically Important Banks
                                                                                  2. Basel IV
                                                                                    1. Finalization of Reforms
                                                                                      1. Output Floor
                                                                                        1. Operational Risk Framework
                                                                                      2. Deposit Insurance
                                                                                        1. Design Features
                                                                                          1. Coverage Limits
                                                                                            1. Premium Structure
                                                                                              1. Membership Requirements
                                                                                              2. Moral Hazard Issues
                                                                                                1. Risk-Taking Incentives
                                                                                                  1. Market Discipline
                                                                                                  2. International Experiences
                                                                                                    1. Deposit Insurance Systems
                                                                                                      1. Crisis Resolution
                                                                                                    2. Financial Crisis Management
                                                                                                      1. Crisis Prevention
                                                                                                        1. Early Warning Systems
                                                                                                          1. Stress Testing
                                                                                                            1. Macroprudential Policy
                                                                                                            2. Crisis Resolution
                                                                                                              1. Bank Resolution Frameworks
                                                                                                                1. Bail-In vs. Bail-Out
                                                                                                                  1. Systemically Important Institutions
                                                                                                                  2. Lender of Last Resort
                                                                                                                    1. Bagehot's Rule
                                                                                                                      1. Emergency Lending
                                                                                                                        1. Moral Hazard Considerations
                                                                                                                      2. Historical Financial Crises
                                                                                                                        1. Banking Crises
                                                                                                                          1. Causes and Triggers
                                                                                                                            1. Propagation Mechanisms
                                                                                                                              1. Resolution Strategies
                                                                                                                              2. The Great Depression
                                                                                                                                1. Bank Failures
                                                                                                                                  1. Monetary Policy Mistakes
                                                                                                                                    1. Regulatory Responses
                                                                                                                                    2. Savings and Loan Crisis
                                                                                                                                      1. Deregulation Effects
                                                                                                                                        1. Moral Hazard Problems
                                                                                                                                          1. Resolution Costs
                                                                                                                                          2. Global Financial Crisis 2007-2009
                                                                                                                                            1. Subprime Mortgage Crisis
                                                                                                                                              1. Shadow Banking System
                                                                                                                                                1. Interconnectedness
                                                                                                                                                  1. Policy Responses
                                                                                                                                                    1. Monetary Policy Actions
                                                                                                                                                      1. Fiscal Policy Measures
                                                                                                                                                        1. Regulatory Reforms
                                                                                                                                                      2. European Sovereign Debt Crisis
                                                                                                                                                        1. Fiscal Imbalances
                                                                                                                                                          1. Banking-Sovereign Nexus
                                                                                                                                                            1. European Policy Response
                                                                                                                                                            2. Lessons from Crises
                                                                                                                                                              1. Regulatory Reforms
                                                                                                                                                                1. Supervision Enhancements
                                                                                                                                                                  1. Crisis Preparedness
                                                                                                                                                                    1. International Coordination

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                                                                                                                                                                6. International Finance and Exchange Rates

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                                                                                                                                                                1. Introduction to Money