Money and Banking

  1. Financial Institutions and Banking
    1. Role of Financial Intermediaries
      1. Economic Functions
        1. Maturity Transformation
          1. Risk Transformation
            1. Denomination Transformation
              1. Geographic Diversification
              2. Reducing Transaction Costs
                1. Economies of Scale
                  1. Specialization Benefits
                    1. Information Processing
                    2. Managing Asymmetric Information
                      1. Adverse Selection
                        1. Pre-contractual Information Problems
                          1. Screening Mechanisms
                            1. Signaling
                            2. Moral Hazard
                              1. Post-contractual Behavior
                                1. Monitoring Costs
                                  1. Incentive Alignment
                                2. Risk Sharing and Diversification
                                  1. Portfolio Diversification
                                    1. Risk Pooling
                                      1. Insurance Principles
                                    2. Types of Financial Institutions
                                      1. Depository Institutions
                                        1. Commercial Banks
                                          1. Full-Service Banking
                                            1. Retail Banking
                                              1. Corporate Banking
                                                1. Investment Banking Activities
                                                2. Savings and Loan Associations
                                                  1. Mortgage Lending Focus
                                                    1. Thrift Institution Characteristics
                                                    2. Credit Unions
                                                      1. Member Ownership
                                                        1. Common Bond Requirement
                                                          1. Cooperative Structure
                                                          2. Mutual Savings Banks
                                                            1. Depositor Ownership
                                                              1. Regional Concentration
                                                            2. Contractual Savings Institutions
                                                              1. Life Insurance Companies
                                                                1. Policy Types
                                                                  1. Investment Strategies
                                                                    1. Regulatory Framework
                                                                    2. Property and Casualty Insurance
                                                                      1. Risk Coverage
                                                                        1. Premium Collection
                                                                          1. Claims Processing
                                                                          2. Pension Funds
                                                                            1. Defined Benefit Plans
                                                                              1. Defined Contribution Plans
                                                                                1. Investment Management
                                                                              2. Investment Intermediaries
                                                                                1. Mutual Funds
                                                                                  1. Open-End Funds
                                                                                    1. Closed-End Funds
                                                                                      1. Exchange-Traded Funds
                                                                                      2. Money Market Funds
                                                                                        1. Net Asset Value
                                                                                          1. Liquidity Features
                                                                                            1. Regulatory Requirements
                                                                                            2. Hedge Funds
                                                                                              1. Investment Strategies
                                                                                                1. Accredited Investors
                                                                                                  1. Performance Fees
                                                                                                2. Investment Banks
                                                                                                  1. Underwriting Services
                                                                                                    1. Mergers and Acquisitions
                                                                                                      1. Trading and Market Making
                                                                                                        1. Research and Advisory
                                                                                                      2. Banking Industry Structure
                                                                                                        1. Market Structure and Competition
                                                                                                          1. Concentration Measures
                                                                                                            1. Entry and Exit Barriers
                                                                                                              1. Geographic Restrictions
                                                                                                                1. Product Line Restrictions
                                                                                                                2. Bank Consolidation
                                                                                                                  1. Merger and Acquisition Activity
                                                                                                                    1. Economies of Scale and Scope
                                                                                                                      1. Too-Big-to-Fail Issues
                                                                                                                      2. Financial Innovation
                                                                                                                        1. Securitization
                                                                                                                          1. Asset-Backed Securities
                                                                                                                            1. Mortgage-Backed Securities
                                                                                                                              1. Collateralized Debt Obligations
                                                                                                                              2. Derivatives
                                                                                                                                1. Interest Rate Swaps
                                                                                                                                  1. Credit Default Swaps
                                                                                                                                    1. Options and Futures
                                                                                                                                    2. Shadow Banking System
                                                                                                                                      1. Non-Bank Financial Intermediaries
                                                                                                                                        1. Regulatory Arbitrage
                                                                                                                                          1. Systemic Risk Implications
                                                                                                                                      2. Bank Management Principles
                                                                                                                                        1. Bank Balance Sheet Structure
                                                                                                                                          1. Assets
                                                                                                                                            1. Cash and Reserves
                                                                                                                                              1. Securities Portfolio
                                                                                                                                                1. Loan Portfolio
                                                                                                                                                  1. Commercial Loans
                                                                                                                                                    1. Consumer Loans
                                                                                                                                                      1. Real Estate Loans
                                                                                                                                                      2. Other Assets
                                                                                                                                                      3. Liabilities
                                                                                                                                                        1. Demand Deposits
                                                                                                                                                          1. Time Deposits
                                                                                                                                                            1. Borrowed Funds
                                                                                                                                                              1. Federal Funds
                                                                                                                                                                1. Repurchase Agreements
                                                                                                                                                                  1. Subordinated Debt
                                                                                                                                                                2. Equity Capital
                                                                                                                                                                  1. Common Stock
                                                                                                                                                                    1. Retained Earnings
                                                                                                                                                                      1. Regulatory Capital
                                                                                                                                                                    2. Asset-Liability Management
                                                                                                                                                                      1. Liquidity Management
                                                                                                                                                                        1. Reserve Requirements
                                                                                                                                                                          1. Liquidity Buffers
                                                                                                                                                                            1. Funding Liquidity
                                                                                                                                                                              1. Market Liquidity
                                                                                                                                                                              2. Interest Rate Risk Management
                                                                                                                                                                                1. Asset-Liability Duration
                                                                                                                                                                                  1. Gap Analysis
                                                                                                                                                                                    1. Interest Rate Sensitivity
                                                                                                                                                                                      1. Hedging Strategies
                                                                                                                                                                                      2. Credit Risk Management
                                                                                                                                                                                        1. Credit Analysis
                                                                                                                                                                                          1. Loan Underwriting
                                                                                                                                                                                            1. Portfolio Diversification
                                                                                                                                                                                              1. Loan Loss Provisions
                                                                                                                                                                                            2. Capital Management
                                                                                                                                                                                              1. Capital Adequacy Requirements
                                                                                                                                                                                                1. Risk-Based Capital Ratios
                                                                                                                                                                                                  1. Leverage Ratios
                                                                                                                                                                                                    1. Capital Planning
                                                                                                                                                                                                    2. Profitability Management
                                                                                                                                                                                                      1. Net Interest Margin
                                                                                                                                                                                                        1. Non-Interest Income
                                                                                                                                                                                                          1. Operating Efficiency
                                                                                                                                                                                                            1. Return on Assets
                                                                                                                                                                                                              1. Return on Equity

                                                                                                                                                                                                          Previous

                                                                                                                                                                                                          2. Financial Markets and Interest Rates

                                                                                                                                                                                                          Go to top

                                                                                                                                                                                                          Next

                                                                                                                                                                                                          4. Money Supply and Monetary Control