Retirement Planning

  1. Retirement Savings Vehicles
    1. Employer-Sponsored Plans
      1. Defined Contribution Plans
        1. 401(k) Plans
          1. Traditional 401(k)
            1. Roth 401(k)
              1. Contribution Limits
                1. Catch-Up Contributions
                2. 403(b) Plans
                  1. 457(b) Plans
                    1. Thrift Savings Plan (TSP)
                    2. Employer Matching
                      1. Match Formulas
                        1. Vesting Schedules
                          1. Maximizing Employer Contributions
                          2. Plan Features
                            1. Investment Options
                              1. Loan Provisions
                                1. Hardship Withdrawals
                                  1. In-Service Distributions
                                  2. Defined Benefit Plans
                                    1. Pension Formulas
                                      1. Vesting Requirements
                                        1. Portability Issues
                                          1. Pension Maximization
                                        2. Individual Retirement Arrangements
                                          1. Traditional IRA
                                            1. Tax-Deductible Contributions
                                              1. Tax-Deferred Growth
                                                1. Required Minimum Distributions
                                                  1. Income Limitations
                                                  2. Roth IRA
                                                    1. After-Tax Contributions
                                                      1. Tax-Free Growth
                                                        1. Tax-Free Withdrawals
                                                          1. No Lifetime RMDs
                                                          2. IRA Contribution Rules
                                                            1. Annual Contribution Limits
                                                              1. Income Phase-Out Ranges
                                                                1. Catch-Up Contributions
                                                                2. Specialized IRAs
                                                                  1. Spousal IRA
                                                                    1. Rollover IRA
                                                                      1. SEP IRA
                                                                        1. SIMPLE IRA
                                                                      2. Health Savings Accounts
                                                                        1. Triple Tax Advantage
                                                                          1. Tax-Deductible Contributions
                                                                            1. Tax-Free Growth
                                                                              1. Tax-Free Qualified Withdrawals
                                                                              2. HSA as Retirement Tool
                                                                                1. Current Medical Expenses
                                                                                  1. Future Healthcare Costs
                                                                                    1. Non-Medical Withdrawals After Age 65
                                                                                    2. Contribution Limits and Eligibility
                                                                                    3. Taxable Investment Accounts
                                                                                      1. Flexibility and Liquidity
                                                                                        1. Tax Considerations
                                                                                          1. Capital Gains Treatment
                                                                                            1. Dividend Taxation
                                                                                              1. Tax-Loss Harvesting
                                                                                              2. Investment Options

                                                                                            Previous

                                                                                            3. Defining Retirement Goals

                                                                                            Go to top

                                                                                            Next

                                                                                            5. Investment Strategy for Retirement