Family Finance

  1. Risk Management and Insurance
    1. Insurance Fundamentals
      1. Risk Transfer Principles
        1. Insurance Needs Assessment
          1. Coverage Gap Analysis
            1. Cost-Benefit Evaluation
            2. Life Insurance Planning
              1. Term Life Insurance
                1. Level Term Policies
                  1. Decreasing Term Policies
                    1. Convertible Term Features
                      1. Cost Considerations
                      2. Permanent Life Insurance
                        1. Whole Life Insurance
                          1. Universal Life Insurance
                            1. Variable Life Insurance
                              1. Cash Value Components
                              2. Coverage Needs Analysis
                                1. Income Replacement Calculations
                                  1. Debt Coverage Requirements
                                    1. Final Expense Planning
                                      1. Family Dependency Factors
                                    2. Health Insurance Management
                                      1. Employer-Sponsored Health Plans
                                        1. Plan Types and Options
                                          1. Enrollment Periods
                                            1. Dependent Coverage
                                              1. Flexible Spending Accounts
                                              2. Individual Health Insurance
                                                1. Marketplace Plans
                                                  1. Subsidy Eligibility
                                                    1. Plan Comparison Strategies
                                                    2. Health Insurance Cost Structure
                                                      1. Premiums
                                                        1. Deductibles
                                                          1. Co-payments
                                                            1. Coinsurance
                                                              1. Out-of-Pocket Maximums
                                                            2. Disability Insurance Protection
                                                              1. Short-Term Disability Insurance
                                                                1. Coverage Duration
                                                                  1. Benefit Amounts
                                                                    1. Elimination Periods
                                                                    2. Long-Term Disability Insurance
                                                                      1. Coverage Duration
                                                                        1. Benefit Calculations
                                                                          1. Own Occupation vs. Any Occupation
                                                                        2. Property and Casualty Insurance
                                                                          1. Homeowners Insurance
                                                                            1. Dwelling Coverage
                                                                              1. Personal Property Coverage
                                                                                1. Liability Protection
                                                                                  1. Additional Living Expenses
                                                                                    1. Policy Exclusions and Riders
                                                                                    2. Renters Insurance
                                                                                      1. Personal Property Protection
                                                                                        1. Liability Coverage
                                                                                          1. Additional Living Expenses
                                                                                            1. Coverage Limits
                                                                                            2. Auto Insurance
                                                                                              1. Liability Coverage Requirements
                                                                                                1. Collision Coverage
                                                                                                  1. Comprehensive Coverage
                                                                                                    1. Uninsured Motorist Protection
                                                                                                      1. Deductible Selection
                                                                                                    2. Umbrella Insurance Protection
                                                                                                      1. Additional Liability Coverage
                                                                                                        1. Coverage Scenarios
                                                                                                          1. Cost-Benefit Analysis
                                                                                                            1. Policy Coordination

                                                                                                          Previous

                                                                                                          4. Debt and Credit Management

                                                                                                          Go to top

                                                                                                          Next

                                                                                                          6. Financial Planning for Major Life Events