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Business and Management
Finance and Accounting
Personal Finance
Credit and Debt Management
1. Fundamentals of Credit and Debt
2. Credit Reporting System
3. Credit Scoring Systems
4. Types of Credit Products
5. Strategic Credit Management
6. Debt Management Strategies
7. Financial Distress Management
8. Legal Framework and Consumer Rights
9. Psychology of Credit and Debt
Legal Framework and Consumer Rights
Federal Credit Legislation
Fair Credit Reporting Act
Credit Report Access Rights
Dispute Resolution Process
Privacy Protections
Employer Use Restrictions
Fair Debt Collection Practices Act
Prohibited Collection Tactics
Communication Restrictions
Validation Rights
Legal Remedies
Truth in Lending Act
Disclosure Requirements
Right of Rescission
Billing Error Resolution
Credit Card Protections
Credit CARD Act
Interest Rate Protections
Fee Limitations
Payment Application Rules
Statement Requirements
Equal Credit Opportunity Act
Discrimination Prohibitions
Application Process Rights
Adverse Action Notifications
Consumer Protection Rights
Credit Report Accuracy
Error Correction Rights
Investigation Requirements
Dispute Resolution Timeline
Debt Collection Protections
Communication Limits
Harassment Prohibitions
Verification Rights
Credit Application Rights
Non-discrimination Protections
Reason Code Requirements
Appeal Processes
Statute of Limitations
State Law Variations
Debt Type Differences
Limitation Periods
Renewal Triggers
Time-Barred Debt
Collection Limitations
Court Action Restrictions
Payment Impact on Limitations
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7. Financial Distress Management
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9. Psychology of Credit and Debt